Credit Limit (RM) |
Min. RM10,000.00
Max. RM500,000.00
(Subject to income justification) |
Min. RM15,000.00
Max. RM1,000,000.00
(Subject to income justification)
Accumulated Limits1
Up to RM10.0mil |
Tenure |
Annually reviewed |
- Up to completion Date; or
- Quarterly Reviewed (if applicable)
|
Mode of Payment |
Cash, Cheque, Online Transfer |
Cash, Cheque, Online Transfer |
Criteria / Eligibility |
- Trading License; and
- Copy of NRIC for owner(s) / directors / guarantors / authorized personnel; and
- 6 months banks statement; and/or
- Income tax statement; and/or
- 3 years Audited Account; and/or
- Latest Management Accounts
Tenancy Agreement where the company is operated
|
- Trading License; and
- Copy of NRIC for owner(s) / directors / guarantors / authorized personnel; and
- 6 months banks statement; and/or
- Income tax statement; and/or
- 3 years Audited Account; and/or
- Latest Management Accounts; and
- New Letter of Award(s);
List of completed projects (if available)
|
Collateral(s) |
- Bank Guarantee; and/or
- Post-Dated Cheques (PDCs); and/or
- Letter of Credits (LC); and/or
Any collateral deemed accepted by PTSB
|
- Bank Guarantee; and/or
- Post-Dated Cheques (PDCs); and/or
- Letter of Credits (LC); and/or
- Deed of Assignment (for project);
Any collateral deemed accepted by PTSB
|